Sunday 24 April 2011
4 Questions To Ask Before Buying Car Insurance
20:25 | 
Posted by
khalid mehmoodd
With so many car insurance companies online to choose the easy to choose who looks great and the nominal value and not lose a policy would be very valuable for not asking the right questions before making a purchase. Here are some questions you should always ask your car insurance before making a decision:
What is the policy of fixing your car?
Because every car insurance company has its own rules about what happens in the case of an accident. Some insurers require that you use one of their approved repair shops, while others allow you to choose your own garage, as long as you give them a quote prior to approval. You should always try to choose a company that can either select the repair garage or even have some honest and well-known names on the list of approved garages.
What is its policy not to exclude claims and accidents from time to time?
Most insurers offer a discount for years without it being necessary, but sometimes it will be "zero" to a certain point, so be sure to know when he is. Read also what happens if you go into a minor accident. The most reasonable car insurance companies will allow you to keep your premiums current if you have a bender "one-off" fender, but others will make you start over.
Do you charge an administration fee to change or cancellation policy?
A lot of seemingly good car insurance can surprise you with "small" if you try to change or cancel your contract with them. You can find the best prices online, but some companies do charge you a fee for administrative costs for important things as simple as changing your home address, which would reduce these savings. Therefore, you should always read your policy documents to ensure you do not get stung.
What other discounts do you offer?
There are discounts that auto insurance companies are not always advertise in particular, like to complete Pass Plus advanced driving course for new graduates or young drivers, the installation of safety or security or agree keep your mileage below a certain level. Make sure you know all the discounts that may be appropriate for you before making a purchase.
What is the policy of fixing your car?
Because every car insurance company has its own rules about what happens in the case of an accident. Some insurers require that you use one of their approved repair shops, while others allow you to choose your own garage, as long as you give them a quote prior to approval. You should always try to choose a company that can either select the repair garage or even have some honest and well-known names on the list of approved garages.
What is its policy not to exclude claims and accidents from time to time?
Most insurers offer a discount for years without it being necessary, but sometimes it will be "zero" to a certain point, so be sure to know when he is. Read also what happens if you go into a minor accident. The most reasonable car insurance companies will allow you to keep your premiums current if you have a bender "one-off" fender, but others will make you start over.
Do you charge an administration fee to change or cancellation policy?
A lot of seemingly good car insurance can surprise you with "small" if you try to change or cancel your contract with them. You can find the best prices online, but some companies do charge you a fee for administrative costs for important things as simple as changing your home address, which would reduce these savings. Therefore, you should always read your policy documents to ensure you do not get stung.
What other discounts do you offer?
There are discounts that auto insurance companies are not always advertise in particular, like to complete Pass Plus advanced driving course for new graduates or young drivers, the installation of safety or security or agree keep your mileage below a certain level. Make sure you know all the discounts that may be appropriate for you before making a purchase.
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